If your institution is seeking inputs to your internal credit rating systems, Standard & Poor's Risk Solutions provides credit scores on unrated obligors using our Credit Assessment Templates. These credit scores can be mapped to Standard & Poor's globally recognized credit ratings, your own scale, or a probability of default to obtain an opinion of an obligor's creditworthiness. Assessments of Credit can also include a review of your institution's credit processes.
The benefits to your organization:
Well-documented and transparent process of internal credit decisions;
Efficient approach for ensuring that assessments and processes are robust; and
Better assessments of low default and hard-to-rate sectors or specialized assets.
Our Credit Risk Assessment Services
Quantitative Credit Models
Analytical solutions for credit score estimations and quantitatively-derived risk measures; internal and third-party models evaluation, and custom modeling of risk rating parameters.
Credit Assessment Templates
Provides credit assessment templates that include quantitative and qualitative risk factors low-default sectors or specialized asset classes.
Risk Rating Refinement
Uses mapping to help you identify the strengths and weaknesses of a risk rating system, and ensure that your institution's risk rating systems are accurate and represent industry best practices.