Standard & Poor's - Products & Services A-Z

Assessments of Credit	Provides confidential credit scores on unrated obligors using Standard & Poor's Credit Assessment Templates.
ClassicDirect	ClassicDirect is Standard & Poor's primary insurance rating, research, and data product.
Credit Assessment Templates	Expert judgment scoring models based upon Standard & Poor’s credit rating methodologies or adapted to meet a specific client need.
Credit Risk Evaluator^™	Credit Risk Evaluator gives your organization the platform for an efficient, auditable credit risk management process.
Credit Risk Tracker	Produces forward-looking one-year probability of default estimates based on time series of relevant macroeconomic, financial, and industry-specific variables for privately-held firms with assets over US$100,000.
CreditModel	Internet-accessible credit scoring models, tailored to specific industries and regions, employ sophisticated technology, and are powered by Standard & Poor's global credit experience.
CreditPro®	Calibrate your models, benchmark your internal results, and explore a range of scenarios utilizing the detailed default and rating migration statistics you need.
Default Filter	A complete system for default-probability model development, with ongoing data management, validation and stress-testing tools.
Euro-Thesys Life & Non-Life	For insurance market specialists who needed detailed financial data on European insurance companies.
Insurance RatingsView	RatingsView Insurance is a real-time web source providing a concise overview for various sectors in the European Insurance markets.
Lloyd's Syndicate Assessments	Evaluation of the Financial Strength of Syndicates operating in the Lloyd's of London Insurance Market.
Loss Given Default Templates	Provides an estimation of the distribution of stressed economic value relative to the debt profile in the region of default, using Standard & Poor’s proprietary methodology or specific client requirements.
LossStats^® Model	Provides loss distributions, as well as trading price loss distributions, based on publicly available data on bonds and loans in the United States.
LossStats® Database	The most comprehensive and robust credit/loss information ever commercially assembled.
Market Derived Rating Analytics	Models based upon market-based measures of credit.
Probability of Default (PD) Templates	Specialized qualitative and quantitative inputs are used to deliver a score that is equivalent to a Standard & Poor's rating.
Ratings System Validation	A review of the overall performance of internal risk rating systems to ensure accuracy and consistency.
Risk Model Validation	An independent review of the methodologies and overall performance of risk models to meet industry best practices and Basel compliance.
Risk Rating Gap Analysis	Review credit methodologies, rating outcomes, rating definitions, and an organization's rating to identify “gaps” in the organization's processes and procedures.
Risk Rating Mapping	Evaluate the effectiveness of your internal rating systems and benchmark your rating outcomes against Standard & Poor's, your own internal, or a third party's rating scale.
Risk Rating Refinement	Uses mapping to help you identify the strengths and weaknesses of a risk rating system, and ensure that your institution's risk rating systems are accurate and represent industry best practices.
Risk Rating Scale Development	Enhance your credit risk analysis for loan origination, surveillance, and securitization.
Syn Thesys Life & Non-Life	FSA data for users of UK life and non-life Annual Return regulatory data.
Validation Gap Analysis	A review of your credit assessment methodologies and risk monitoring practices, collateral, and liquidity considerations to identify the critical elements of your institution's methodologies, processes, and procedures.