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Credit Ratings List

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Entity	Local Currency	Foreign Currency	National Scale	Type
ASB Bank Ltd.	B+/--/--			BFSR
National Australia Bank Ltd.	A/--/--			BFSR
Bank of New Zealand	B+/--/--			BFSR
Australia and New Zealand Banking Group Ltd.	A/--/--			BFSR
Macquarie Bank Ltd.	B/--/--			BFSR
Bendigo and Adelaide Bank Ltd.	C+/--/--			BFSR
St.George Bank Ltd.	B+/--/--			BFSR
Westpac Banking Corp.	A/--/--			BFSR
GE Mortgage Insurance Pty Ltd.	NR/--/--			FSR
GE Capital Mortgage Insurance Corp. (Australia) Pty Ltd.	NR/--/--			FSR

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