Standard & Poor's Risk Solutions' Pricing and Profitability Services are designed to help you better measure your customer and product level profitability, and create a distinct link between profitability and pricing.
Risk Solutions Pricing and Profitability Services include comprehensive validation and benchmarking, insights into the efficacy of pricing and profitability models and practices, and the development of client-specific profitability and pricing models.
The benefits to your organization:
Ensure that your organization has a true picture of the profitability of customer and market segments;
Improve the links between profitability and pricing;
Ensure that your current models are operating accurately and efficiently; and
Compete effectively using risk-based pricing and avoid adverse selection.
Related Solutions
Credit Risk EvaluatorTM
An integrated, customizable credit risk management platform that allows your institution to measure, monitor, and manage risk systematically, both for individual credits and entire portfolios.
Model Development
Services to develop profitability and pricing models, including RAROC.
Risk Model Validation - An independent review of the methodologies and overall performance of risk models to meet industry best practices and Basel compliance.
Validation Gap Analysis
A review of your credit assessment methodologies and risk monitoring practices, collateral, and liquidity considerations to identify the critical elements of your institution's methodologies, processes and procedures.
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