A managing director in Financial Services Ratings. As North American Practice Leader for Insurance Ratings, She heads up a team of 70 professionals providing ratings and credit analysis on insurance and reinsurance companies and their related debt, health plans, insurance-linked securities, and natural peril catastrophe bonds. Grace joined Standard & Poor’s in 1996 after 13 years in various financial reporting and planning roles in both the life and property & casualty industry. She also worked for Peat, Marwick, Mitchell (predecessor to KPMG Peat Marwick) on their New York office audit staff. Grace graduated summa cum laude with a B.S. in Accounting from Fordham University. She is a Certified Public Accountant in New York State.