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Risk Solutions

CreditModel

Industry and region-specific credit scoring models for public and private firms in North America, Europe, and Japan.
Overview
Fine-tune your firm’s credit scoring efforts and strengthen your credit risk assessments with CreditModel, Standard & Poor’s suite of statistical models. CreditModel provides a powerful yet simple-to-use tool to:
Predict a score on borrowers or credit facilities based on exploratory changes to financial statement information;
Identify weakening credits and fortify surveillance;
Assess a borrower’s post-deal cost of capital following a merger or acquisition;
Benchmark internal credit scores against Standard & Poor’s globally recognized standards;
Analyze credits for securitization; and
Conduct “what if “ scenarios across key credit factors and analyze sensitivity.

Easy to use and Web-based, CreditModel consists of 30 models tailored to specific industries and regions, covering medium and large public and private corporations in North America, Europe, and Japan.

Product Web site
News

S&P Risk Solutions Launches New Bank Credit Scoring Solution
Click here.

Related Information:
Webinars
Credit Assessment Model For Commercial Real Estate Portfolios

Presentation Slides

Articles
Risk/Reward - Managing Risk in the Shadow of a Global Financial Meltdown
(Reprinted courtesy of FST Europe)
Podcasts
Measuring Project Finance Risk: Standard & Poor’s Credit Assessment Templates And Data Consortium

In this podcast, learn about our default and recovery model for project finance transactions, and about our Project Finance Consortium.