The McGraw-Hill Companies
United States | Change Register | Log In
MY HOME PAGE
PRODUCTS & SERVICES
RESEARCH & KNOWLEDGE
ABOUT S&P
       

Risk Solutions

Assessments of Credit

Overview
If your institution is seeking inputs to your internal credit rating systems, Standard & Poor’s Risk Solutions provides credit scores on unrated obligors using our Credit Assessment Templates. These credit scores can be mapped to Standard & Poor’s globally recognized credit ratings, your own scale, or a probability of default to obtain an opinion of an obligor’s creditworthiness. Assessments of Credit can also include a review of your institution's credit processes.

The benefits to your organization:
Well-documented and transparent process of internal credit decisions;
Efficient approach for ensuring that assessments and processes are robust; and
Better assessments of low default and hard-to-rate sectors or specialized assets.

Our Credit Risk Assessment Services
Quantitative Credit Models
Analytical solutions for credit score estimations and quantitatively-derived risk measures; internal and third-party models evaluation, and custom modeling of risk rating parameters.

Credit Assessment Templates
Provides credit assessment templates that include quantitative and qualitative risk factors low-default sectors or specialized asset classes.

Market Derived Rating Analytics
Measure credit losses over a credit cycle to improve recovery rates.

Related Solutions
Credit Risk Data
A comprehensive set of robust and consistent credit loss information; data consortia and management tools.

Risk Rating Scale Development
Provides a process for improving credit methodologies and analysis.

Risk Rating Refinement
Uses mapping to help you identify the strengths and weaknesses of a risk rating system, and ensure that your institution's risk rating systems are accurate and represent industry best practices.
Learn More
pdf Adobe Reader® required | download at Adobe.com
Client Services
Call us:
1-212-438-1456
(Risk Solutions' Sales)
Related Information:
Webinar Replays
Default Trends

Presentation Slides
_______________________
Credit Assessment Model For Commercial Real Estate Portfolios

Presentation Slides

Articles
Modeling Multi-Period Corporate Default Probability when Hazard Ratios Decay

Training
Recovery Ratings
New York
September 11, 2008
Credit Risk Portfolio Management
Chicago
September 17, 2008
Credit Scoring and Loss Given Default
New York
December 10-12, 2008