|
|
Risk Rating Refinement
|
Overview
|
Standard & Poor’s Risk Rating Refinement helps your financial institution address fundamental challenges when developing robust risk rating systems. When your financial institution needs to produce separate obligor and facility ratings, we will design a dual rating system that offers you an appropriate level of granularity for that particular type of business.
The benefits to your organization:
Identifies the strengths and weaknesses of a risk rating system;
Ensures that your institution's risk rating systems are accurate and represents the industry best practices;
Mapping improves external transparency by benchmarking your institution's portfolio to a well-known and accepted rating scale; and
Mapping supports the use of Standard & Poor's ratings default and ratings transition data to supplement a lack of internal data.
| Our
Rating Scale Services |
Risk Rating Scale Development
Enhance your credit risk analysis for loan origination, surveillance, and securitization.
Risk Rating Mapping
Evaluate the effectiveness of your internal rating systems and benchmark your rating outcomes against Standard & Poor's, your own internal, or a third party's rating scale.
Risk Rating Gap Analysis
Review credit methodologies, rating outcomes, rating definitions, and an organization's rating to identify “gaps” in the organizations processes and procedures.
Quantitative Credit Models
Commercially available quantitative models for estimating ratings, probability of default, and loss given default.
Credit Risk Data
A comprehensive set of robust and consistent credit loss information; data consortia and management tools.
Credit Risk EvaluatorTM
An integrated, customizable credit risk management platform that allows your institution to measure, monitor, and manage risk systematically, both for individual credits and entire portfolios.
Assessments Of Credit
Provides confidential credit scores on unrated obligors using Standard & Poor's Credit Assessment Templates.
|
|
|
| Client Services |
|
Call us:
1-212-438-1456
(Risk Solutions' Sales)
|
| Related Information: |
| Webinar Replays |
|
|
|
|
|
|
|
|
Adobe Reader® required |