A managing director in Standard & Poor's Industrial Ratings Group, Michael J. Kaplan coordinates the activities of the global Health Care team. He has broad and deep knowledge of health care issues, highlighted by award-winning roles at Standard & Poor's in the development of health care rating criteria and in the publishing arena. He has appeared in a variety of public forums, including electronic and print media. Michael also has ongoing dialogue with Standard & Poor's analysts in health-related rating sectors in the Public and Structured Finance departments, as well as in the Insurance Services area.