A managing director in Standard & Poor's Financial Services Ratings Group, Jay Dhru is the global practice leader for Financial Services Ratings and North American practice leader for Financial Institutions Ratings. Previously, Jay headed the group responsible for rating large complex insurance groups. He spent three years in Standard & Poor's London Office, where he led a team of analysts following insurance companies in Europe and the Middle East. Prior to his move to London, Jay was the senior analyst responsible for rating U.S. and Canadian life insurers.
