Standard & Poor’s Ratings Services is pleased to present these edition of Insurance Ratings Criteria: Property/Casualty, Life, and Health. These guides provide a comprehensive presentation of the criteria used in our rating process and should serve as a reference in understanding our methodology.
We maintain an active criteria development process for evaluating insurers in order to stay abreast of industry trends and developments. It is our belief that Standard & Poor’s ratings have the most value if our users are bale to see the thought processes and methodologies used in making our judgments. Over the years, we have developed and refined our rating process, employing both quantitative and qualitative analyses, to help make the best overall evaluations for our rating decisions and opinions.
We will continue to update our insurance ratings criteria as part of our commitment to provide the most timely and comprehensive insurance rating information available.
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