STANDARD & POOR'S PRIVACY NOTICE

Contacting us via e-mail or registering with Standard & Poor's reveals your e-mail address and any other information you include such as phone number and/or mailing address. We will use this information to help us process your registration, fulfill your request or respond to your inquiry. All of your personal information will be stored in a secure database in the United States of America. Access to this database is limited to authorized persons.

Occasionally, we use data collected about customers and prospects to inform them about products or services from Standard & Poor's, and our parent The McGraw-Hill Companies, and reputable outside companies that may be of interest to them. Many of our customers find these e-mail promotions valuable, whether they are shopping for merchandise, taking advantage of a special offer, or purchasing unique services. On rare occasions, and subject to applicable laws, Standard & Poor's may also share your information with outside "3rd party" vendors who will be authorized to use this information solely to perform services (such as a mailing house) on our behalf.

If at any time you would like your name removed from lists that are shared for promotional reasons within Standard & Poor's, with other units of The McGraw-Hill Companies, or with third parties simply send a written request to Privacy Official 47-3-4, Standard & Poor's, 55 Water Street, NY NY 10041.

You can also send an email request to privacy@standardandpoors.com if you would like to confirm the accuracy of the information we have collected from you, or if you have questions about the uses of this information.

For more information about The McGraw-Hill Companies Privacy Policy, please visit http://www.mcgraw-hill.com/privacy.html.

Last updated: October 6, 2008